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iDEAL

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Published: 12/09/2025 Site updated: 12/09/2025 10 Min. read time

If you’ve played at an online casino in the Netherlands, there’s a good chance you’ve already seen the iDEAL logo sitting proudly at the cashier. For many Dutch players, this is the payment method of choice, and not just when it comes to gambling. It’s everything from online shopping to utility bills. 

But why does this method stand out in such a crowded field where eWallets, bank cards, vouchers, and even cryptocurrencies exist? Well, the answer is quite simple. It’s all about trust and convenience. With iDEAL in the picture, you don’t hand over your card details to the casino, nor do you need to set up a new account. Instead, you only need to make payments directly from your bank in a system you’re already familiar with. 

For casino players, this makes a world of difference because deposits are instant, the process is familiar, and the risks of data leaks are dramatically reduced. Even so, it suffers from some drawbacks while boasting several pros. And in this guide, we’ll break it all down, from exactly how it works to what you can expect at online casinos, and whether it’s the right fit for your gambling style.

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What is iDEAL and how does it work?

iDEAL is a Dutch online payment system launched in 2005 by Currence, an organization that manages payment products in the Netherlands. The main objective of the developers was to streamline digital payments by connecting directly to Dutch banks. And today, it’s supported by virtually all major Dutch banks, including ING, ABN AMRO, Rabobank, SNS Bank, and Triodos. 

So how do you get iDEAL? Well, if you already have an account with a participating bank, you automatically have iDEAL. Remember, it’s not a wallet or a card, but a payment bridge between your bank account and the merchant (the casino in this case). 

Speaking of merchants, using iDEAL at online casinos is actually easy. Once you choose it as your preferred payment method, you’ll be redirected to your bank’s secure environment. All you need to do is log in as you would for online banking and approve the payment (via QR code, mobile banking, TAN code, or biometrics). From there, the funds will be transferred instantly. 

Deposits are smooth, but it’s a different story when it comes to withdrawals. Basically, most casinos that accept iDEAL only allow it for deposits. When it’s time to cash out your winnings, casinos usually redirect players to the regular SEPA bank transfer instead. 

And because it’s all about bank transfer, you can rest easy knowing there are plenty of security layers to secure your personal and financial details.

How do we evaluate casinos that accept iDEAL?

Now, not every casino that flashes the iDEAL logo on its payment page is worth your trust. The Dutch market, in particular, has been keen on tightening regulations under the Kansspelautoriteit (KSA). So when we look at iDEAL casinos, we don’t just skim the surface; we dig deeper into how the platform treats its players and whether it delivers a secure, fair experience. Here’s what goes into our evaluation:

Speed and functionality of the method

iDEAL payment logo

iDEAL itself is known for instant deposits, but the user experience still depends heavily on the casino’s integration. So with that in mind, the bare minimum of a well-built platform is a smooth redirection to your banking app, where you can confirm the transaction in seconds and credit your balance immediately. 

On the flip side, poorly optimized sites might suffer from broken delays or redirects. But we actually test this by making small deposits and tracking the average time from confirmation to playable balance. 

Withdrawals are a slightly different story because iDEAL doesn’t allow withdrawals from casinos. So instead, players can opt for traditional bank transfers.

Site security and licensing

Players want to know their money is safe, and so do we. That’s why we only recommend iDEAL casinos that are licensed by reputable regulators, with special focus on the Dutch KSA license for local players. Outside the Netherlands, we also verify approvals from regulators like the Malta Gaming Authority (MGA) and the UK Gambling Commission (UKGC). 

But on top of licensing, we look at the technical safeguards. SSL encryption is the minimum, although we also check whether the site uses bank-grade tokenization for payments. And whether its payment gateway providers are PCI DSS compliant. To the average player, this might sound like background noise, but these layers are exactly what prevent data leaks and fraud.

Bonuses available with this payment method

Not every casino bonus is automatically available when you deposit with iDEAL. Some platforms quietly exclude certain payment methods (common with Skrill and Neteller, for example). But fortunately, iDEAL usually qualifies. 

But with that in mind, we always make sure to double-check whether first deposit offers, free spins, or reload bonuses are available to players using this payment method. Most importantly, however, is how transparent the terms are. A bonus may look good on the surface, but high wagering requirements or restrictions on eligible games can reduce its value dramatically.

Mobile experience

According to the Delasport report, mobile gaming has become the preferred variant among Dutch players, reflecting a broader shift toward mobile-friendly platforms. That means an iDEAL casino must work seamlessly on mobile, and that’s why we test both iOS and Android devices to see how the payment flow behaves in a real-world setting. 

Does it open the banking app smoothly? Does Face ID or fingerprint login work for quick verification? And importantly, does the casino website feel responsive and usable on smaller screens? These are some of the key questions we aim to answer.

Real player feedback

While we pride ourselves on our in-depth tests, we also keep an eye out for what real players have to say about various casinos. And forums like Trustpilot and Dutch gambling communities come in handy here because players are usually quick to share if a casino delays withdrawals, cancels bonuses unfairly, or even makes the payment flow needlessly complicated. 

And because not all reviews may be genuine, we always take each comment with a pinch of salt, because then again, every casino gets some negative feedback. But recurring patterns tell us where the problems really lie.

Advantages and disadvantages of using iDEAL in online casinos

payment at online casinos

iDEAL may act as an intermediary between banks and your online casinos, thereby masking your personal and banking details to add to security, but there are several cons that you must be aware of:

Pros

Cons

Alternatives to iDEAL: Other reliable options

iDEAL may be a perfect fit for Dutch players, but unfortunately, it doesn’t work everywhere. So, if you’re playing at casinos outside the Netherlands, or you want more flexibility with withdrawals, here are a few alternatives worth considering:

🎯 Tip: When choosing a backup payment option, look beyond speed and check which methods consistently qualify for casino bonuses. Some wallets and crypto deposits can be excluded from promotions, while bank cards or transfers usually remain eligible.

How to make a deposit with iDEAL Step by Step

Depositing funds at your preferred online casino using iDEAL is fast and intuitive. But to do that, you must have a bank account with one of the following institutions: Van Lanschot Bankiers, Triodos Bank, ABN AMRO, Friesland Bank, SNS Bank, Rabobank, or ASN Bank. Here’s the complete process:

Can you withdraw money with iDEAL?

This is where things get tricky because, unfortunately, there’s no return route to allow withdrawals from online casinos when using iDEAL. And so with that in mind, casinos generally route payments through regular bank transfers instead. 

To process your cash outs using this method, navigate to the cashier and under the withdrawal section, choose your preferred bank and follow the on-screen prompts to complete the withdrawal. Note that using this method means you’re likely to wait up to 5 business days to receive your winnings.

Fees, processing times, and limits

iDEAL itself doesn’t charge any fees for any transaction. However, your chosen bank may impose a certain charge on the transaction. In most instances, this is usually a percentage of the transaction. As for the limits, again, iDEAL doesn’t impose caps on how much you can send. But online casinos often have minimum and maximum deposit and withdrawal limits. So, be sure to check that before you create an account. 

Note: These values may vary depending on the casino and payment provider.

Is it safe to use iDEAL in online casinos?

iDEAL’s reputation for safety doesn’t come from thin air. The entire ecosystem is built on a set of layered protections that make it one of the most secure options for casino deposits. 

Starting at the technical level, every transaction is wrapped in SSL encryption and often paired with tokenization. That means there’s no need to provide your bank details and instead, these details are replaced with secure digital codes. Pair that with the mandatory two-step verification process that Dutch banks enforce (SMS codes, fingerprint scans, banking app confirmations) and you’ve got a payment flow that leaves very little room for interception. 

On top of that, there’s an institutional safety net. Since iDEAL is managed by Currence and supported by all major Dutch banks, every payment comes with the backing of providers who have a vested interest in protecting customers. So expect fraud detection, suspicious activity monitoring, and dispute mechanisms to be part of the package. 

Finally, iDEAL doesn’t operate in a vacuum and that means it’s woven into a heavily regulated financial system that enforces strict anti-money laundering (AML) and know your customer (KYC) standards.

🎯 Safety Tip: Activate transaction alerts in your banking app. Since all iDEAL payments run through your bank, real-time notifications let you spot any unauthorized activity instantly, adding an extra layer of oversight to an already secure system.

Our Opinion: Is iDEAL worth using?

For the Dutch casino player, iDEAL is practically unbeatable for deposits. It’s fast, secure, and works seamlessly on both desktop and mobile. And the fact that it’s integrated with all major Dutch banks makes it even more convenient. 

But just like any other payment method, iDEAL comes with several drawbacks. However, the most significant of them all is that players cannot make withdrawals using it. For that reason, many players opt for other methods like Neteller or Skrill for faster cashouts. 

At the end of it all, iDEAL is worth using if you’re based in the Netherlands. For anyone outside the country, though, you’ll need to look at the alternatives we covered earlier.

FAQs

Which casinos accept iDEAL?
Most of the licensed online casinos in the Netherlands support iDEAL as one of the payment methods. But that’s not the case for international casinos.
Is it free to use for gambling?
You typically won’t incur any charges when using iDEAL at online casinos. However, it’s important to note that some banks and casinos may add small fees. So, it’s advisable to check the terms and conditions to avoid any surprises.
Can I withdraw my winnings with it?
Unfortunately, you cannot withdraw your winnings using iDEAL. Instead, you’ll need to choose a different option, although many casinos usually process them via SEPA bank transfer.
Can I use it from my mobile device?
Absolutely. iDEAL may not have a standalone app but it works seamlessly with Dutch banking apps, making deposits very smooth.
What should I do if a casino doesn’t accept it?
If a casino doesn’t accept iDEAL and you really want to play there, your best alternatives are bank cards, eWallets like Skrill/Neteller, or even cryptocurrencies if the casino supports them.

Lead streamer and expert on online casinos.

Natvig has been in the industry since 2019. He started streaming on Twitch and has later expanded Kingbonus into Instagram, Youtube and Kick.