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Visa and Mastercard

Written by:
Published: 15/05/2025 Site updated: 15/05/2025 12 Min. read time

Visa & Mastercard are two of the most widely used payment methods in the world. These traditional credit and debit cards are accepted almost everywhere, including at most online casinos. With a Visa or Mastercard, you can easily make deposits and start playing in just a few minutes.

Despite being long-established options, many casino players still have questions about using Visa or Mastercard for gambling. What are the fees? Can you withdraw winnings back to your card? And how fast are the transactions? In this guide, we’ll explain exactly how Visa and Mastercard work at online casinos.

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Best Online Casinos That Accept Visa & Mastercard – May 2025

Visa and Mastercard are accepted at nearly all online casinos. But not every site gives you the same experience when it comes to payments, bonuses, or support. That’s why we’ve reviewed and ranked the best online casinos that accept Visa and Mastercard as payment methods.

Big Lucky

No Sticky Crypto Exclusive Bonus New Casino Recommended

Percentage100%

Up to€500

Freespins100

Wager35x

Trickz

Crypto Exclusive Bonus Recommended

Percentage150%

Up to€500

Freespins100

Wager15x (d+b)

Rocket Riches

No Sticky Crypto Exclusive Bonus Recommended

Percentage100%

Up to€800

Freespins200

Wager35x

Quick Win

No Sticky Crypto Odds New Casino Recommended

Percentage100%

Up to€500

Freespins200

Wager35x (d+b)

Vinn

Odds New Casino Recommended

Percentage100%

Up to€500

FreespinsN/A

Wager35x (d+b)

Wild Robin

No Sticky Crypto Odds New Casino Recommended

Percentage100%

Up to€500

Freespins200

Wager35x (d+b)

Vegasino

No Sticky Crypto Odds Recommended

Percentage100%

Up to€500

Freespins200

Wager35x (d+b)

Lucky Ones

Crypto New Casino Recommended

Percentage175%

Up to€3000

Freespins200

Wager40x

Lucky Wins

Crypto Recommended

Percentage100%

Up to€500

Freespins300

Wager40x

Following extensive testing and comparison, we’ve created a curated list of the top online casinos that support Visa and Mastercard payments. These platforms are known for their strong security, fast processing times, and overall reliability. Whether you’re using a debit or credit card, these casinos make it easy to deposit and start playing. Explore our full rankings and in-depth casino reviews to discover which site offers the features and games you value most.

What Are Visa & Mastercard?

Visa and Mastercard are two of the most widely used payment networks in the world, trusted by millions for secure and efficient transactions. These cards issued by banks as either debit or credit cards, can be used for online purchases, everyday shopping, and depositing funds at casino sites.

Their biggest advantage is convenience: deposits made with card are usually processed instantly, allowing you to start playing without delay. The cards are accepted at nearly all online casinos, making them a go-to choice for many players.

However, not all casinos support withdrawals back to your card. In many cases, you’ll need to use a standard bank transfer to cash out your winnings. This process can take a few business days, depending on the casino and your bank’s policies.

Visa and Mastercard also include built-in security features like encryption, identity checks, and chargeback options. Some cardholders may benefit from extras such as travel perks, purchase protection, or loyalty rewards depending on the bank and card tier.

History of Visa & Mastercard

Visa and Mastercard have long histories as pioneers in the global payments industry. Visa was originally launched as BankAmericard in 1958, while Mastercard emerged in 1966 under the name Interbank. Both companies were created to offer a more convenient and secure alternative to cash and checks and have since grown into two of the most recognized payment brands in the world.

Over the decades, both networks have expanded their reach to over 200 countries and territories, supporting billions of transactions each year. They have played a major role in the digital transformation of payments, with innovations in contactless technology, mobile integration, and online payment security.

In the online casino space, Visa and Mastercard have been accepted for many years, especially for deposits. However, when it comes to withdrawals, not all casinos allow funds to be sent directly back to your card. In those cases, a standard bank transfer is typically used as an alternative.

Thanks to their reliability, global coverage, and strong fraud protection systems, Visa and Mastercard continue to be two of the most trusted methods for funding casino accounts online.

Why Visa & Mastercard Are Popular Among Online Casino Players

Visa and Mastercard remain top choices for online casino players because of their wide availability, fast processing, and high trust factor. These cards are accepted at nearly all reputable casino sites, making them a convenient go-to option for most players.

Unlike some digital wallets or niche payment apps, Visa and Mastercard don’t require setting up a separate account. Players can deposit funds directly from their bank card without extra steps and start playing immediately.

In many countries, debit card payments are also seen as more straightforward for budgeting, especially when used instead of credit. However, it’s important to note that some banks may block card transactions to gambling sites due to local restrictions. In such cases, a bank transfer or alternative method may be needed to complete withdrawals.

Despite this, Visa and Mastercard remain popular because they offer a seamless, familiar, and generally reliable payment experience especially for deposits.

Visa & Mastercard vs Revolut, MiFinity, and Crypto – How It Compares

FeatureRevolutMiFinityCrypto WalletsVisa & Mastercard
Deposit SpeedFastFastFastFast
Withdrawal SpeedMediumFastFastSlow / Varies
FeesVery LowMediumVery LowBank-dependent
Currency Support29+ currenciesMediumVariesAll major currencies
Supports CryptoYesNoYesNo
Instant Virtual CardsYesNoNoIssuer-dependent
Banking FunctionsYesNoNoNo (bank-linked)

Visa and Mastercard stand out for their universal acceptance, especially when it comes to online casino deposits. While they don’t offer modern features like virtual cards or built-in crypto, they remain a reliable and secure option backed by your existing bank account. Withdrawals may be slower compared to newer e-wallets, and some banks may impose gambling-related restrictions, but for many players, the simplicity and familiarity of card payments still make them a preferred choice.

Withdrawing to Visa & Mastercard: What Verification Casinos Require

When withdrawing to a Visa or Mastercard, most online casinos will request standard verification documents to comply with anti-money laundering (AML) and Know Your Customer (KYC) regulations.

Common documents include:

Having these documents ready in advance can help speed up the withdrawal process and prevent unnecessary delays, especially if it’s your first cashout.

How to Use Visa & Mastercard at Online Casinos

Using Visa or Mastercard at online casinos is straightforward. Simply choose your card as the payment method, enter the card number, expiry date, and CVV code, and confirm the deposit. Funds are usually credited instantly, allowing you to start playing right away.

Withdrawals can be more limited. Some casinos allow payouts directly back to the same card, but many will instead process withdrawals via bank transfer. This method can take a few business days, depending on the casino’s processing time and your bank’s policies.

How to Make a Casino Deposit with Visa or Mastercard in 5 Simple Steps

Depositing with Visa or Mastercard is fast and familiar, perfect for both new and experienced players. You’ll just need your debit or credit card details. Follow these steps to get started:

  1. Log into your casino account and navigate to the “Deposit” section.
  2. Select Visa or Mastercard as your preferred payment method.
  3. Enter the amount you want to deposit.
  4. Fill in your 16-digit card number, expiration date, and CVV code.
  5. Confirm the transaction and your funds should arrive instantly.

Once confirmed, you’re ready to start playing. Just remember that your bank may occasionally require two-factor authentication to complete the payment.

How to Withdraw Casino Winnings with Visa or Mastercard in 5 Steps

While Visa and Mastercard are widely used for deposits, not all casinos support direct withdrawals back to your card. If withdrawals are allowed, the process is straightforward. If not, the casino will usually offer a bank transfer as an alternative.

Follow these steps to withdraw using Visa or Mastercard:

  1. Go to the “Withdrawal” or “Cash Out” section in your casino account.
  2. Choose Visa or Mastercard as your withdrawal method (if available).
  3. Enter the amount you wish to withdraw.
  4. If required, confirm your card details or choose bank transfer as a fallback.
  5. Wait for the funds to be processed — this can take 1–5 business days.

Always make sure your card has been verified with the casino to avoid delays.

Visa & Mastercard Deposit and Withdrawal Limits at Online Casinos

Visa and Mastercard transactions at online casinos usually come with standard limits set by the casino itself. The minimum deposit is typically between €10 and €20, depending on the site. Maximum deposit limits can vary widely and may be influenced by your bank’s policies or any personal limits you’ve set on your card.

When it comes to withdrawals, most casinos require a minimum of €10 to €20. However, not all sites support card withdrawals, and in those cases, a bank transfer is used instead. The maximum withdrawal limit is often set around €5,000 per transaction, though VIP players may be allowed higher amounts.

Keep in mind that your issuing bank may also impose daily or weekly transaction caps, which could affect high-value deposits or cashouts.

Fees When Using Visa & Mastercard at Online Casinos

Using Visa or Mastercard at online casinos is generally straightforward, but fees can vary depending on your bank and card type. Most casinos do not charge a fee for deposits made, but some banks may apply small transaction or foreign exchange fees, especially if you’re depositing in a different currency.

Withdrawals to Visa or Mastercard are less common and may involve a processing fee or handling charge, either from the casino or your card issuer. In many cases, the withdrawal is routed through a bank transfer, which could add additional banking fees depending on your region.

Overall, Visa and Mastercard are cost-effective for most players, especially when used with a bank that doesn’t apply extra charges for gambling-related payments.

Casino Bonuses

Visa and Mastercard are widely accepted for casino bonuses, including welcome offers and promotions. Most casinos include card deposits in their eligible methods, so you can often claim a 100% match or similar bonus. Some sites offer no-sticky bonuses, while others use standard sticky bonus. Note that a few casinos may exclude credit card deposits due to local rules or fraud policies.

Always check the bonus terms, especially wagering requirements, time limits, and eligible games.

Pros and Cons

Visa and Mastercard are among the most widely used payment methods in the online casino world, but they also come with a few limitations.

Pros:

Cons:

Visa and Mastercard are reliable and user-friendly, making them a go-to option for many, especially when depositing. Just be sure to check the casino’s withdrawal policy and your bank’s stance on gambling payments before you play.

Alternatives

While Visa and Mastercard are accepted at most online casinos, they’re not always ideal — especially when it comes to withdrawals, bank restrictions, or bonus eligibility with credit cards.

If you’re looking for other options, several payment methods offer more flexibility:

These alternatives can be helpful if your card is declined or you want faster, more flexible payouts.

Responsible Gambling

Using Visa and Mastercard for casino payments is fast and convenient, but that also makes responsible gambling even more important. Only deposit money you can afford to lose, and avoid using cards linked to essential expenses like rent or bills.

Most casinos offer built-in tools such as deposit limits, loss limits, and session reminders to help you stay in control. Taking advantage of these features and setting personal boundaries, ensures your gaming remains safe, balanced, and enjoyable.

Conclusion

Visa and Mastercard remain two of the most widely used payment methods for online casino players. As global leaders in card payments, they offer fast, secure, and familiar transactions, making them a go-to choice for deposits at nearly all casino sites.

Unlike some digital wallets, Visa and Mastercard are directly connected to your bank account, which makes them convenient but also subject to your bank’s rules and fees. Withdrawals may not always be supported, and in such cases, casinos will often use a standard bank transfer instead.

While newer alternatives like Revolut, MiFinity, or crypto wallets offer more flexibility in some areas, Visa and Mastercard are still trusted by millions of players.

Here’s what to remember:

Visa and Mastercard continue to be solid, reliable options for casino banking. especially for players who prefer using a familiar, bank-backed method.

Frequently Asked Questions

Are Visa and Mastercard accepted at online casinos?
Yes, Visa and Mastercard are accepted at nearly all online casinos for deposits. They’re among the most widely supported payment methods in the industry.
Are Visa and Mastercard legal to use for casino payments?
Yes, using Visa or Mastercard is legal in most countries where online gambling is allowed. However, local banking regulations may affect whether your card is accepted for gambling transactions.
What are the fees for using Visa or Mastercard?
Most casinos don’t charge fees for card deposits. However, your bank may apply small transaction, currency conversion, or cash advance fees, especially with credit cards or foreign payments.
Can I withdraw casino winnings to Visa or Mastercard?
Some casinos allow withdrawals back to the same card used for deposits, but not all. If not supported, the casino may process your payout via bank transfer instead.
How long do Visa or Mastercard withdrawals take?
Withdrawals to cards or bank accounts typically take between 1–5 business days, depending on the casino’s processing time and your bank.
Are Visa and Mastercard the best payment methods for online casinos?
They’re reliable, secure, and easy to use, especially for deposits. However, withdrawal limitations and potential bank fees may make other options like e-wallets or crypto more appealing for some players.

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